KBRA operates as an integrated platform of complementary businesses: KBRA Ratings, a full-service credit rating agency; and KBRA Analytics, a provider of financial data and market intelligence. Our offerings include KBRA Premium, providing subscribers full access to market-leading ratings, deep research and analytical tools; KBRA Direct Lending Deals (DLD), a dedicated source of news and analysis for originators and investors in the private credit market; and KBRA Credit Profile (KCP) and other analytical services designed to deepen insight into credit trends, performance and risk dynamics. Collectively referred to as KBRA, these businesses support market participants with insights, credit opinions and analytical tools to help them navigate evolving financial landscapes. Founded in 2010, KBRA was established to restore trust in credit ratings following the global financial crisis. We have since expanded our reach across asset classes and geographies while remaining grounded in our core values.